Terms and Conditions

1. Acceptance of terms

By visiting, browsing, or using any part of DigitalCalcs.com, you confirm that you have read, understood, and agree to these Terms, along with our Privacy Policy and Cookie Policy. We may update these Terms from time to time, and your continued use of the site after changes are posted means you accept the revised Terms.

2. Who can use this site

DigitalCalcs.com is intended for general audiences and is not directed at children under 13. If you are under the age of majority in your jurisdiction, you should only use this site with the involvement of a parent or guardian. By using the site, you represent that you have the legal capacity to enter into these Terms.

3. Our calculators and content

DigitalCalcs.com provides free calculators and related content covering mortgage and home finance, loans, everyday finance, math, physics, and computer science topics. These tools are provided for general informational and educational purposes only.

Calculator results are estimates based on the figures you enter and the assumptions built into each tool. They are not guarantees, quotes, approvals, or professional advice of any kind. See our Disclaimer for more detail on the limits of what our calculators can tell you.

4. Acceptable use

When using DigitalCalcs.com, you agree not to:

• Use the site for any unlawful purpose or in violation of any applicable local, state, national, or international law
• Attempt to interfere with, disrupt, or gain unauthorized access to the site, its servers, or any connected network
• Use automated systems, bots, scrapers, or data-mining tools to extract content or data from the site without our prior written permission
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the site or its content without authorization
• Introduce viruses, malware, or any other code intended to damage or disrupt the site or its users
• Misrepresent your identity or impersonate any person or entity while using the site

We reserve the right to restrict or terminate your access to the site if we believe, in our reasonable discretion, that you've violated these Terms.

5. Intellectual property

All content on DigitalCalcs.com — including text, calculators, graphics, logos, layout, and underlying code — is owned by or licensed to DigitalCalcs.com and is protected by copyright, trademark, and other intellectual property laws. You may view, use, and share our calculators for personal, non-commercial purposes. You may not republish, redistribute, or incorporate our content or tools into another product or service without our prior written consent.

6. No professional advice

Nothing on DigitalCalcs.com constitutes financial, legal, tax, medical, engineering, or other professional advice. Our calculators are planning and educational tools, not a substitute for guidance from a qualified professional, lender, advisor, or educator familiar with your specific circumstances. Always confirm important decisions with a licensed professional before acting on them.

7. Accuracy and availability

We work to keep our calculators, formulas, and content accurate and up to date, but we make no guarantee that the site will be error-free, uninterrupted, or available at all times. We may modify, suspend, or discontinue any part of the site, including individual calculators, at any time without notice.

8. Third-party links

DigitalCalcs.com may contain links to third-party websites, tools, or resources that we don't own or control. We provide these links for convenience only and are not responsible for the content, accuracy, or practices of any third-party site. Visiting a linked site is at your own risk, and we encourage you to review that site's own terms and privacy policy.

9. Advertising

DigitalCalcs.com may display advertising, including ads served by third-party networks, to help keep our calculators free to use. We do not control the content of third-party ads and are not responsible for the products, services, or claims made by advertisers. See our Cookie Policy for information on how advertising cookies are used.

10. Limitation of liability

To the fullest extent permitted by law, DigitalCalcs.com, its owners, employees, and contributors will not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the site, reliance on any calculator result, or inability to access the site, even if we have been advised of the possibility of such damages. Your use of the site is at your own risk, and the site is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

11. Indemnification

You agree to indemnify and hold harmless DigitalCalcs.com and its owners, employees, and contributors from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the site, your violation of these Terms, or your violation of any rights of a third party.

12. Changes to these terms

We may revise these Terms at any time by updating this page. Material changes will be reflected by an updated "Last updated" date at the top of this page. We encourage you to review these Terms periodically. Continued use of the site after changes take effect constitutes your acceptance of the revised Terms.

13. Governing law

These Terms are governed by and construed in accordance with the laws of UK, without regard to its conflict-of-law principles. Any disputes arising from these Terms or your use of the site will be subject to the exclusive jurisdiction of the courts located in UK.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact us

If you have questions about these Terms, please contact us at Contact us form. We're happy to clarify anything that isn't clear.